Features

Every embedded accounting capability, explained simply.

A complete inventory of what BooksEZ delivers, grouped by the job it does. If a capability you need is not listed, or you would like to understand how something works beneath the surface, talk to us.

Accounting engine

A production-grade double-entry ledger built for SaaS.

Genuine double-entry

Every transaction posts to two accounts and the trial balance always ties. CPAs can work in it without hesitation.

Cash and accrual basis

A one-click toggle on every report, supporting cash for tax filings and accrual for management reporting at the same time.

Multi-entity consolidation

Run subsidiaries or franchise locations as separate entities and produce a consolidated set of statements.

Multi-currency support

Native handling of 140+ currencies with daily ECB rates, FX revaluation, and unrealised gain and loss accounting.

Period locking

Lock past periods so historical figures cannot shift unexpectedly. Unlocking requires a stated reason and is logged.

Full audit trail

Every change to a transaction, category, or balance is logged with the user, timestamp, and the before and after values.

Categorization

Categorization tuned to the long tail of small business.

Industry-aware models

A coffee shop's chart of accounts resembles neither a salon's nor a contractor's. Each vertical receives its own categorization model.

Per-platform learning

The model sharpens as your platform processes more transactions for your customers. Your data trains your model.

Confidence-scored predictions

Every category prediction carries a confidence score. Below the threshold, we ask the customer or your bookkeeper rather than guess.

Splits, transfers, and refunds

Multi-line splits are handled automatically, transfers between connected accounts are auto-matched, and refunds reverse cleanly.

Editable rules per business

Rules the model learns are surfaced as plain text, and your customer can edit them in plain English at any time.

Reporting

Financial reports owners read and CPAs can audit.

Real-time P&L and balance sheet

Generated on demand from the ledger with no batch jobs and no overnight refresh. What is posted is what is reported.

Cash flow statement

Direct or indirect method, generated from the ledger, for the moments management wants actual cash rather than net income.

AR and AP aging

Buckets at 0/30/60/90+, with one-click reminders sent directly from the report.

Custom dimensions and tags

Tag transactions by location, project, store, department, or treatment, and pull a profit and loss by any dimension.

Period-over-period comparison

Month over month, quarter over quarter, year over year, or a custom range.

Branded PDF exports

Reports export to PDF in your platform's branding, ready for the customer's CPA, lender, or board.

Components & UI

Drop-in interface components for every workflow.

React component library

Eleven components covering transactions, P&L, balance sheet, chart of accounts, journal entries, reconciliation, reporting, and bookkeeping workflow support.

Theme-able with CSS tokens

Map your platform's CSS custom properties to ours, and the components inherit your typography, spacing, and colour scheme.

Framework-free web components

Not on React? Every component also ships as a custom element you can drop into Vue, Svelte, or plain HTML.

Mobile-first by default

Every component is responsive and tested across mobile breakpoints, so your customers manage their books from a phone.

Accessibility built in

WCAG 2.2 AA out of the box, with keyboard navigation, screen-reader labels, and focus management.

Integrations

Pre-built connections to the tools your customers already run.

Banking via Plaid and Finicity

Coverage across 14,000+ banks in the US, Canada, UK, EU, and India, with real-time balances, daily transactions, and statement PDFs.

Card processors

Stripe, Square, Toast, Clover, Adyen, Worldpay, and Helcim, with payouts and fees categorized automatically.

Payroll providers

Gusto, Rippling, Justworks, and ADP, with wages, taxes, and benefits posted to the correct accounts on payday.

E-commerce platforms

Shopify, WooCommerce, BigCommerce, and Magento, with sales, refunds, and fees reconciled automatically.

QuickBooks and Xero sync

Two-way sync for customers already using those tools, allowing them to stay in place while gaining your platform's features.

Security & compliance

We treat your customers' financial data as sacred.

SOC 2 Type II audited

Annual audit covering security, availability, confidentiality, and processing integrity. The report is shareable under NDA.

PCI DSS Level 1

The highest tier, which matters if your platform also processes payments and routes card data through us.

ISO 27001 certified

Information-security management system, externally audited every year.

Encryption everywhere

TLS 1.3 in transit and AES-256 at rest, with field-level encryption for tax IDs and bank account numbers.

Single-tenant or shared

The default deployment is multi-tenant. Enterprise customers can request a dedicated single-tenant cluster.

Want to see these features inside your own product?

Show us your platform and walk us through your customer flow. We will assemble an integration sandbox within 48 hours.

Book a demo